Do I need travel insurance? Even cheap travel insurance is better than no ... World News Heard now (blog)
Just before you plan on leaving for your expensive vacation you get sick, your wife leaves you, a tornado rips apart your house, what the reason may be these things do happen. If any of these happen it can be a serious financial lost, especially with the recent rise in airline prices. It looks as though the cheap fare bubble has finally popped.
Travel insurance protects you on two levels. Cancellation insurance covers the nonrefundable costs that you might run into when you cancel your trip totally, or end your trip early.
Medical insurance covers the cost of your medical expenses. That will include a portion of your emergency expenses if something goes wrong on your trip, such as the need for a medical airlift after a serious injury.
Expect to pay about 3% to 7% of the cost of your total trip if you get insurance.
Is travel insurance necessary? Most people who are traveling a short distance won’t need it, but if you are uncertain about your health or for any reason you might need to cancel the trip then yes, I would get insurance.
Whichever healthcare plan you select from Good health, you will benefit from access to our network of medical facilities worldwide.
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